Why Is Sewer Backup Excluded From Standard Policies?

Ever wondered why your standard home insurance policy might not cover that dreaded sewer backup? This video dives deep into the common reasons behind this often-overlooked exclusion, helping you understand the specifics of your coverage. In this guide, you'll discover: ► The fundamental difference between standard perils and sewer backup events. ► Why insurers classify sewer backup as a distinct, often separate, risk. ► The potential financial impact of not having specific sewer backup coverage. ► What types of additional endorsements or policies can protect you. ► Key questions to ask your insurance provider about your current coverage. #SewerBackup, #HomeInsurance, #InsuranceExclusions, #PropertyProtection, #CoverageGaps