What Home Damage Is Excluded From Sewer Backup?

Understanding your home insurance policy is crucial, especially when it comes to specific perils like sewer backup. This video uncovers the often-overlooked exclusions that could leave you footing the bill for significant home damage. Key insights into common sewer backup exclusions: ► Standard home insurance often doesn't cover water damage from sewer backups unless specifically added. ► Damage caused by neglected maintenance (e.g., old or clogged pipes) might be excluded. ► Flooding from external sources, even if it causes a sewer backup, may fall under flood insurance, not home insurance. ► Damage from groundwater seepage or rising water tables is typically not covered by a standard sewer backup endorsement. ► Mold or mildew damage, if not directly caused by and reported immediately after a covered sewer backup event, might also be excluded. #SewerBackup, #HomeInsurance, #InsuranceTips, #WaterDamage, #PropertyProtection