Why Is Sewer Backup Not Standard Home Insurance?

Ever wondered why common issues like sewer backup aren't typically included in your standard home insurance policy? This video explains the reasons behind this often-overlooked exclusion and what it means for homeowners. Discover the essential insights into this critical insurance gap: ► Understand why sewer backup is considered a unique risk separate from standard perils. ► Learn about the specific types of water damage covered vs. excluded by typical policies. ► Find out what optional endorsements or separate policies are available to protect against sewer backup. ► Get clear on how to assess your own risk and ensure adequate coverage for your home. #SewerBackup, #HomeInsurance, #WaterDamage, #PropertyProtection, #InsuranceTips