How to Find Your Financial Independence Number & Retire Early (4% Rule Explained)

How to Find Your Financial Independence Number & Retire Early (4% Rule Explained)

🌏 Join ~ 8,000 Moementum Finance subscribers and get on Moe's Newsletter: https://moementum-finance.kit.com/a7a... 🌺Follow our entire portfolio and trades on Blossom: https://getblossom.onelink.me/SOfu/moe ✅ Subscribe to Moementum Channel for more Investing and Financial Freedom videos:    / @moementumfinance   Ever wondered how much money you actually need to retire early or achieve financial independence? 💰🙂 In this video, we breaks down the 4% Rule — the simple formula that helps you calculate your Financial Independence (FI) Number — and explain how it all started with the groundbreaking Trinity Study from 1998. You’ll learn: ✅ What your FI Number is and how to calculate it ✅ The history and research behind the 4% Rule ✅ How reaching FIRE (Financial Independence, Retire Early) gives you freedom, flexibility, and choice ✅ How cutting just $100 a month can lower your FI Number by $30,000, and how investing that same $100 monthly can result in a total of $90,000 "financial swing"! Whether you’re new to investing or already on your FIRE journey, this video will help you think differently about money, time, and the power of consistent investing. 💬 Question of the day: What’s the first thing you’d do if you reached financial independence? Share it in the comments! Let’s keep building Mo(e)mentum toward financial freedom! 💪 ➡️Learn more about Trinity Study: Retirement Savings: Choosing a Withdrawal Rate That Is Sustainable: https://www.aaii.com/files/pdf/6794_r... This content is for entertainment and informational purposes only and is not financial, investment, or tax advice. I’m not a licensed advisor. All opinions are my own or my guest’s. Always do your own research and consult a qualified professional before making financial decisions. Investing involves risk, including the loss of principal. Past performance is not a guarantee of future results. Information is accurate as of the posting date and may change over time. ** Referral Bonuses ** ➡️ Get rewarded up to $2500 in cash by opening a free Wealthsimple Trade account using the referral code IZ0RTW ... 𝗖𝐋𝐈𝗖𝐊 𝐁𝗘𝐋𝐎𝐖 👇 https://my.wealthsimple.com/app/publi... ✅Earn $50 when you open a Questrade Account: https://start.questrade.com/?oaa_prom... 🌟Get a $10 Public Mobile credit and save on your mobile bill: https://publicmobile.ca/plans?referra... 🎙Follow our Podcast, "Financial Independence Factor" (available on Spotify and other platforms) for inspiring episodes focused on financial independence: https://open.spotify.com/show/6Ju5r3c... ✅ Use the following referral link to earn $20 when you open a new EQ Bank (Equitable Bank) account: https://join.eqbank.ca?code=MOSTAFA3611 ✅Get $10,000 managed free for 12 months through the Wealthsimple Investing promo link below: https://wealthsimple.com/invite/Mostafa #investingforbeginners #financialindependence #financialfreedom #investing #financialindependenceretireearly