Don't Make This ONE Mistake with Your Retirement Savings | Retire With Harshita

Don't Make This ONE Mistake with Your Retirement Savings | Retire With Harshita

Don't Make This ONE Mistake with Your Retirement Savings | Retire With Harshita Discover your retirement number and unlock the path to financial freedom. This video explores the concept of a retirement number and how it can help you achieve your long-term financial goals. Whether you're just starting to plan for retirement or are nearing the end of your working years, understanding your retirement number is crucial for making informed decisions about your financial future. Learn how to calculate your retirement number, create a personalized plan, and take control of your financial destiny. With the right strategy and mindset, you can achieve financial freedom and enjoy a comfortable retirement. Get started on your journey to financial independence and find out what your retirement number is today. Retirement planning should never be based on guesswork. If you’re a beginner in retirement planning, the first and most important step is to calculate your retirement number instead of randomly choosing a target corpus. In this video, we break down retirement planning for beginners in a simple, practical way using the globally recognised 4% Rule. You’ll learn how to calculate your retirement corpus, understand how monthly living expenses grow due to inflation in retirement, and why today’s ₹60,000 monthly expense could become ₹1.5–2 lakh in the future. This video focuses on retirement planning in India, with real-life examples in rupees, so you can clearly understand how much money you actually need to retire comfortably. We also explain: ✔️ How the 4% Rule helps estimate a safe target corpus ✔️ Why inflation is the biggest hidden risk in retirement ✔️ How to arrive at a realistic retirement number (₹6–7 crore example) ✔️ Why calculating is better than guessing when planning for the future Think of retirement planning like packing for a long journey — without proper calculation, you risk running out halfway. If you’re serious about financial security, long-term planning, and building a stress-free retirement, this video will give you the right foundation. #RetirementPlanning #RetirementPlanningInIndia #RetirementNumber #4PercentRule #TargetRetirementCorpus #InflationAdjustedPlanning #FinancialFreedom #CostOfLiving #PersonalFinanceIndia #RetirementPlanKaiseKarein Retirement planning for beginners Calculate retirement number 4% Rule explained Retirement corpus calculation Inflation in retirement Monthly living expenses Retirement planning India Safe withdrawal rate Financial independence India retirement planning retirement planning for beginners retirement number retirement number calculation how to calculate retirement corpus target retirement corpus retirement corpus india 4 percent rule 4% rule retirement retirement planning india inflation adjusted retirement planning future value of expenses retirement expenses calculation monthly expenses in retirement cost of living after retirement inflation impact on retirement retirement income planning retirement income 25 lakhs retirement planning with inflation retirement plan kaise karein retirement planning hindi financial planning india personal finance india indian retirement planning crore retirement corpus 6 crore retirement corpus 7 crore retirement corpus financial freedom financial clarity retire rich india early retirement planning india wealth planning india long term financial planning retirement corpus calculator excel best fire calculator india retirement corpus formula retirement corpus calculator monthly expenses fire calculator india excel fire number full form retirement corpus calculator with inflation retirement corpus calculator with inflation india wealthcare retirement calculator zerodha retirement calculator download retirement calculator retirement savings corpus calculation icici retirement plan calculator et money retirement calculator systematic retirement plan calculator personalfn retirement calculator how much money is enough to retire comfortably in india how much money i need to retire in india calculator how much money is enough to retire at 40 in india how much money is enough to retire at 60 in india how much money is enough to retire at 50 in india how much money is enough to retire at 45 in india best retirement calculator india retirement corpus financial freedom india financial independence retire early india how much to retire early powerup money 4 rule retirement early retirement india financial freedom tamil financial freedom malayalam early retirement planning tamil