July 2021 | Chatty Cash Stuffing | Low & Inconsistent Income | 21 Year Old Budget

PLEASE WATCH IN 720P- SORRY FOR THE LOWER QUALITY X CASH STUFFING STARTS AT 2:10 Hi guys, thank you so much for all the lovely comments, likes and new subscribers- I am so greatly. I AM SO HAPPY TO BE BACK. In this video, I will be updating you guys about where I have been! Please also excuse me for my sore throat x Two YouTuber Shoutouts: Cherish Budgets: https://www.youtube.com/channel/UCsE_... Cooking With Joe Black:    / @cookingwithjoeblack   TIME STAMPS 0:00 - Thank You for the Support 00:39 - Life Update 00:53- Cash Breakdown 1:29- Shoutouts 2:10- Cash Stuffing 4:42- Trigger Warning 5:58- Cash Stuffing Continued 21:02- Announcement CONNECT WITH ME: Instagram: @lauramonica_x I would love to hear from you guys! Drop me a DM! ❤️ EDITING: Filming equipment: iPhone 7 Editing software: iMovie on my iPhone A LITTLE ABOUT ME How old am I? What is my occupation? I am currently 21 years old. I currently do not work a full time job as I am a full time university student. I currently live at home for university and all essential bills are paid for, which such a great blessing but this is not an excuse to spend and not save❤️. I currently work a summer job which I am cash stuffing in this video. Why did I make this channel? I wanted more content that was relatable for younger people like me or for people that do not have the largest incomes ❤️. It’s totally okay, and with the little that you may have you can budget and you can save! I also plan to make other videos, God willing, about academics to lifestyle. Is cash envelopes the only method I use? No! I hold emergency sinking funds ONLINE and other sinking funds (like bills online and even holidays) of higher amounts which I am not comfortable keeping in cash. I use Monzo, Moneybox, my own banking system and other apps. I plan to make a video expanding on this. Why do I love the cash envelope method? For this season of my life, it has been extremely beneficial! I can have an unlimited amount of sinking funds and I always feel prepared. Using cash and leaving your card at home will prevent you from overspending so you can save more! ❤️ Do I invest? I have only invested in some cryptocurrency so far however this will only make up 10% of my overall portfolio (as it is very volatile) and I do not plan to use the funds for the next 5+ YEARS OF MY LIFE. I have a bigger plan to invest in various index funds and stocks. I do not invest in dogecoin and I do not plan to! Please be cautious and know what your investing into. CASH ENVELOPES FROM: She’s On a Budget: https://www.etsy.com/uk/shop/ShesOnAB ... Personalised By Sarah: https://www.etsy.com/uk/shop/Personal ... .DISCLAIMER None of the videos that are featured on this channel is financial advice. I am just here to share my love of budgeting and my journey with others. I really love the budgeting community. I am not a financial advisor. KEYWORDS UK cash stuffing, cash stuffing, sinking funds, 21 year old budget, 20 year old budget, dave ramsey, low income, inconsistent income, budgeting, UK budget, cash envelopes, college student budget, university student budget