ಕಡಿಮೆ ಸಿಬಿಲ್ ಸ್ಕೋರ್ ಇದ್ದು ಸಾಲ ಸಿಗದವರಿಗೆ ಗುಡ್ ನ್ಯೂಸ್| ಹೊಸ ರೂಲ್ಸ್ ಘೋಷಣೆ| RBI Credit Score Rules |

RBI Credit Score Rules | Low CIBIL & Loan Impact ⸻ Description: The Reserve Bank of India has introduced new guidelines that significantly affect borrowers with low CIBIL scores. From January, credit reports must be updated every 15 days, allowing banks to access near-real-time data when assessing risk. Lenders must also communicate reasons for loan rejection, notify you when accessing your credit score, and provide a free annual credit report. Additionally, borrowers with scores below 725 may face stricter scrutiny, higher interest rates, or loan eligibility issues. In this video, we explain what these regulatory changes mean for you: how auto-updates impact your score, why timely payments matter, and how to improve credit behavior to stay loan-worthy. Educate yourself on faster score updates, new lender transparency, and steps to avoid being sidelined due to a low CIBIL score. ⸻ Keywords: RBI CIBIL rules low CIBIL score impact 15-day credit update loan rejection reason free credit report RBI RBI credit notification strict loan norms CIBIL below 725 credit behavior loan approval bank risk assessment real-time credit reporting CIBIL transparency rules borrower protection RBI RBI loan guidelines improve credit score ⸻ Hashtags: #RBIRules #CIBILScore #CreditUpdate #LoanGuidelines #KannadaFinance #BorrowerAwareness #CreditReporting #LoanApproval #FinancialTransparency #PolicyUpdate