Storm damage? Here are 10 tips you need to know

Most people file an insurance claim after a storm or disaster damages your home. Then you have to find the right person or company to make the repairs. We have tips on the claims process. https://www.tdi.texas.gov/consumer/st... Vea este video en Español:    • ¿Daños por la tormenta? Aquí compartimos 1...   What do I do if a disaster damages my home? Contact your insurance company or agent to file a claim as soon as possible. Make a list of any damage and take photos or video with your phone. And then start cleaning up. Don’t throw anything away until the insurance company tells you to do so. Save your receipts from any temporary repairs. Those expenses might become part of the insurance claim. How to find a good contractor Try to use local contractors. And just because someone has a local address doesn't mean they're local to that area. Learn if contractors are registered with an association or industry organizations. How to avoid contractor fraud Make sure to get more than one bid, check references, and go online to see reviews. Don’t pay for all of the work up front. And make the final payment once the job is done. Avoid contractors who offer to waive your deductible. That’s illegal in Texas. And never sign a contract that has blank spaces on it. What if I can’t live in my home due to damages? Your insurance policy may help pay for food or a hotel depending on your coverage. You can ask if you have additional living expenses. 00:00 Storm damage? Here are 10 tips you need to know 00:15 What are the first steps to filing a storm damage insurance claim? 00:34 How do you file a storm damage insurance claim? 00:50 How do you repair your home after storm damage? 01:01 If you have questions, visit https://www.tdi.texas.gov or call our Help Line at 800-252-3439.