Most Small Business Owners Are Paying Too Much Tax
A single conversation at 15 changed everything. @DavieMach chose accounting to pull his family out of debt, started a firm at 26, and built it to 40 people by doing one thing most advisers avoid: telling small business owners the whole truth about money, structure, and risk. Davey breaks down the difference between reactive, textbook accounting and proactive, real-time advice powered by cloud tools and AI without losing the human touch. We map the structures that matter in Australia: when a company beats a trust, how a family trust can hold shares for asset protection, why SMSFs are for long-term assets, and where bucket companies and intercompany loans create tax efficiency without triggering Division 7A headaches. If you’ve ever wondered whether the CGT discount justifies holding assets in your own name, you’ll hear the long-game maths that many investors miss. With a wave of senior accountants retiring and government revenue pressure rising, small businesses face a tougher environment than ever. Enforcement is up, complexity is rising, and yet opportunities grow for owners who keep tight books, review quarterly, and structure for resilience. If you run a business, invest in property, or simply want to pay less for better decisions, this episode is for you. Follow and subscribe, share this with a mate who owns a business, and leave a review so more Australians find practical, plain-English finance advice. Interested to learn more? Join our FB community ‘Home Loan University’ where you can ask any home loan questions and get access to the latest property market trends, insights and expert tips: / 575999569987533 You can also call us at 1300 796 937 or book a FREE consultation to find out more: https://itssimple.com.au/book-consult... It's Simple Finance is a team of mortgage brokers in Australia tearing through the red tape and uncertainty around lending to make accessing finance the way it should be – simple. Visit our website at https://itssimple.com.au/ Follow us for more property news, insights and #SimpleTips: ▸Instagram: / itssimplefinance ▸Facebook: / itssimplefinance ▸LinkedIn: / itssimple #Australianpropertymarket #finance #realestate #homeloan #mortgage #RBA #homeloanuniversity
