Regions Bank Prestige Credit Card Review 2025 | Worth It or Leave It?

Maximize cashback in high-spending categories, avoid annual fees, and enjoy premium travel benefits with the Regions Prestige Visa Signature Credit Card, designed for those who want targeted rewards without the hassle of tracking rotating categories. This card offers 3% cash back on dining and entertainment, 2% on gas and groceries, and 1% on all other purchases—while existing Regions customers can unlock up to 4% on dining and entertainment, 3% on gas and groceries, and 2% on other spending through the Rewards Multiplier program. New cardholders can earn a $200 bonus for $1,000 spent in the first 90 days or $100 for spending between $500 and $999, plus enjoy 0% APR for 12 months on purchases and balance transfers made within 60 days. With no foreign transaction fees and Visa Signature perks for travel protections, it blends rewards and utility. Still, the high APR after the intro period, low base reward rate, and need for substantial deposit balances to hit maximum rewards mean its true potential is unlocked only under the right conditions—and that final piece may surprise you. Pros: 3% cash back on dining and entertainment (up to 4% for eligible Regions customers) 2% on gas and groceries (up to 3% for eligible Regions customers) 1% on other purchases (up to 2% for eligible Regions customers) No annual fee $200 or $100 welcome bonus within 90 days 0% intro APR for 12 months on purchases and balance transfers No foreign transaction fees Visa Signature travel protections Rewards Multiplier program for higher earnings Cons: APR after intro period ranges from 18.99% to 28.99% Base rate of 1% on non-bonus purchases is low Balance transfer fee of 4% Requires substantial deposit balances for maximum rewards Good to excellent credit needed for approval #RegionsPrestigeVisa #CashBackCard #CreditCardReview #NoAnnualFee #TravelRewardsCard #DiningCashBack #GroceryRewards #BalanceTransferCard #0PercentAPR #SmartMoneyMoves ⚠️ The views and opinions expressed on this channel are solely those of the creator and do not reflect the views of any companies or organizations mentioned. All product reviews and tutorials are based on personal experiences and research. Any pricings, percentages, rates, etc. mentioned in any videos are accurate until the time of recording. Please ensure to check the product info for the most updated numbers. While I strive for accuracy and thoroughness, all information provided is for general informational purposes only. Please do your own research before making any purchasing decisions. This channel may include affiliate links, which means I may earn a commission if you make a purchase through those links at no additional cost to you. By watching, you acknowledge that you are solely responsible for any decisions made based on the content provided. For business inquiries, please contact [email protected] Attribution: Stock footage provided by www.freepik.com, www.pexels.com, www.canva.com