Do Valuables Need Separate Personal Property Coverage?

Are your most cherished possessions truly protected by your standard home insurance? This video explores whether valuable items like jewelry, art, or antiques require separate personal property coverage. While the script is unavailable, typically, a discussion on this topic would cover: ► Understanding the limits of standard homeowner's insurance policies for high-value items. ► Identifying which specific valuables might need additional coverage or riders. ► Exploring the benefits of scheduled personal property endorsements for comprehensive protection. ► Learning how to properly appraise and document your valuable assets for insurance purposes. ► Considering factors like deductibles, coverage types, and policy exclusions for specialized items. #PersonalPropertyInsurance, #ValuablesCoverage, #HomeInsuranceTips, #InsuranceGuide, #AssetProtection, #FinancialPlanning