Why Americans Overspend Psychology Explained in 20 minutes #savemoney #investing #personalfinance

#savemoney #investing #personalfinance Do you ever wonder why you feel broke even though you earn a good income? You're not alone. In this video, I break down the psychology behind why Americans overspend, drown in debt, and struggle to save — and what you can do about it TODAY. We'll cover: The scale of credit card, student loan, and mortgage debt in America How social media and lifestyle inflation trick your brain Why subscriptions are silently draining your bank account The danger of instant gratification and the scarcity mindset Practical strategies to regain control of your finances 💡 Actionable tips you'll learn: 1. Conduct a 30-day financial autopsy 2. Use the 72-hour rule to stop impulse spending 3. Audit and cancel unnecessary subscriptions 4. Reintroduce friction into your spending 5. Automate your savings for financial freedom Take back control of your money, stop the overspending trap, and design the life you actually want. 📌 Subscribe for more insights on money psychology, financial habits, and practical strategies to grow wealth. #Overspending #PersonalFinance #DebtFreeJourney #FinancialFreedom #moneypsychology #savemoney #investing #personalfinance