Why “New Year, New Me” vibes fail #newyear2026 #emotionalspending #moneyhabits #emergencyfund

New Year, New Me” be cute… until February show up. January got everybody motivated, buying planners, making promises. Then life hit — bills, stress, tired — and the old habits slide right back in. That’s because motivation ain’t a system. And a new calendar don’t fix money habits. If you keep waiting on a “fresh start,” you’ll keep restarting. That’s why I don’t do resolutions. I do stabilization. If you’re tired of starting over every year, the Calm Money Reset helps you build money habits that actually hold — even when life get messy. Here’s the link: https://shop.beacons.ai/coinsandconfi...