The Past, Present & Future of Buy Now Pay Later | Jason Mikula, Fintech Business Weekly

A deep dive into BNPL, without the hype, with Jason Mikula. Jason Mikula is the publisher of Fintech Business Weekly, a newsletter going beyond the headlines on trends and stories in banking, fintech, and crypto. He also advises and consults for and invests in early-stage startups. Previously, he spent over a decade building and scaling consumer finance businesses, including at Enova, LendUp, and Goldman Sachs. Listen on your favourite podcast app: https://pod.link/the-fintech-files TIMESTAMPS 00:00 The past, present and future of BNPL | Jason Mikula, Fintech Business Weekly 00:26 Jason's background in customer lending 03:01 BNPL a new UX on an old product? 07:55 The true value of BNPL for merchants 12:23 The value of BNPL data 17:51 A better BNPL - assessing affordability 21:49 BNPL Valuations 24:52 Dealing with hype as an investor 26:59 Alternative career path 27:35 How do you invest personally