You may find that stain on your employer group health plan with 20 or more employees or your spouses

You may find that stain on your employer group health plan with 20 or more employees or your spouses health plan is better than moving to Medicare. You do not have to move to Medicare. They will automatically enroll you once you qualify due to disability, but you are able to decline it and re-enroll later without a threat of a late enrollment penalty.