#pnbekkarupaycreditcard #pnbluxuracreditcard #cardbuddhi WARNING! 3 Big Cons of the PNB Luxura Metal Credit Card You MUST Know! Is the new PNB Luxura Metal RuPay EKAA Credit Card truly the "king" of premium cards, or is it just a shiny metal gimmick? In this PNB Luxura review, I decode the hidden terms and conditions behind Punjab National Bank’s latest super-premium offering. We break down the PNB Luxura benefits, including its ITC hotel privileges, golf access, and domestic/international airport lounge access. But the real question is: Does the reward rate justify the ₹9,000+ joining fee? Watch until the end as I calculate the real value of the reward points and expose whether this RuPay Metal Credit Card is worth your wallet space in 2025! Key Topics Covered: PNB Luxura Welcome Benefits & Fees RuPay EKAA Network Explained Travel, Dining & Golf Privileges Final Verdict: Scam or Deal? (Disclosure: If you apply credit cards from any link on this channel, we may get some benefits to support our channel to provide more useful content) You want to become a smart credit card user. Join in by clicking the Subscribe button! :) Disclaimer:- Copyright Disclaimer under Section 107 of the copyright act 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favour of fair use.