Financially Free Webinar from Shubham this SUNDAY (Ex Amazon, Ex Adobe) :- https://www.financiallyfree.in/webina... Want to be on our Podcast? (Fill the form):- https://forms.gle/xGntQMrrMbXS8Fgt8 1) 26 Hours of Techno-Funda Course (Everything that Shubham Knows): https://shorturl.at/0QbMW 2) Join this channel to get access to perks: / @financiallyfree-in 3) Our Twitter Handle: https://x.com/Financially_In 4) Our Whatsapp Channel Link: https://whatsapp.com/channel/0029VagH... 📱Follow Us : For New Updates & Offers: LinkedIn : / financially-free-in Website : https://www.financiallyfree.in/ Twitter : https://x.com/Financially_In Facebook : https://www.facebook.com/profile.php?... Instagram : / financiallyfree.in Whatsapp Channel : https://whatsapp.com/channel/0029VagH... Telegram Channel : https://t.me/s/financially_free_in Timestamps 00:00 – Intro 02:16 – Guest introduction & backstory 06:40 – Monthly expenses only ₹82 – how? 07:31 – Retired with father? 08:46 – Tax-saving strategies 12:20 – First introduction to the market 14:10 – Current investment strategy 15:14 – What is a farmland scheme? 18:01 – How to select mutual funds 20:03 – Life after retirement 22:11 – Portfolio overview 22:50 – Why everyone should use a credit card 25:36 – Advice for 25-year-olds starting a job 26:55 – Why mutual fund calculators can be wrong 28:58 – Basics of options trading 32:14 – Thoughts on insurance From Chemistry Teacher to ₹5.5 CR Portfolio: Lessons on Wealth, FIRE & Smart Investing Meet a man who started his career in 2004 earning just ₹2,500 a month as a chemistry teacher and retired financially free at 40 with a ₹5.5+ crore portfolio. In this in-depth conversation, he shares: His journey from teaching to building wealth through disciplined investing How he paid ₹39 lakh in income tax in a single year—and later learned to save tax legally Why he diversified into equities, bonds, mutual funds, fixed deposits, fractional real estate, and farmland The truth about SIP calculators and hidden tax impact on long-term returns Why luxury EMIs (like iPhones) stop people from accumulating wealth His cautious approach to mutual funds, credit cards, and options trading What FIRE (Financial Independence, Retire Early) really means in India—beyond the hype If you’re in your 20s or 30s and want to learn how to build real wealth without shortcuts, this conversation is packed with practical lessons. Watch till the end to see his actual portfolio breakdown and tax-saving strategies explained in simple terms. #FIREIndia #FinancialIndependence #EarlyRetirement #PassiveIncomeIndia #WealthCreation #FinancialFreedom #WealthBuilding #InvestingInIndia #StockMarketIndia #SmartInvesting Financially Free is a channel dedicated to teaching how people to achieve financial freedom. The curriculum of this channel has been developed by Mr. Shubham (Creator of the course Investing: Beginner to Advance.), who become full-time investor (his portfolio grew from 0 to 20 crore in just a few years), and the Founder of GIGL - Er. Hemant Pant, who is famous for explaining difficult concepts in an easy way. Disclaimer: Mr. Shubham and Mr. Hemant are not SEBI-registered investment advisors or research analysts. They are not registered with PFRDA or IRDA either. The content posted on this platform, in the videos, or in the live classes is purely for educational purposes and does not constitute investing or trading advice. Viewers/readers should do their own research and due diligence before investing or acting on the information presented. Some of the links we have posted in social media posts, videos, descriptions, comments, and other related resources might be affiliate links. Jai Hind :) Regards, Team Financially Free ™