This video is for educational purposes only. We assist users who already have an approved Home Credit Qwarta or loan offer and want to convert their available amount into usable cash. Our service does not create, modify, or influence any loan offers. All offers are generated and approved solely by Home Credit. We simply guide users on how the process works and provide a safe, transparent cash conversion service based on the existing offer in their account. We are not affiliated with Home Credit, and this content is not intended to replace, imitate, or interfere with any official platform features. Please use all financial services responsibly and follow platform terms at all times.