Charlie Munger : Why The First $100k Changes Everything (5-Step Plan)

#CharlieMunger #First100K #InvestingForBeginners #CompoundInterest #financialfreedom The first $100,000 is the hardest money you'll ever make—and the most important. Charlie Munger said it bluntly: "The first $100K is a b****, but you gotta do it." Once you cross that threshold, compounding starts working for you instead of against you. In this video, I break down a simple, repeatable 5-step roadmap inspired by Munger's principles: create a surplus, defend your floor, automate investing, avoid stupid losses, and sit still on purpose. 📌 What You'll Learn: Why the first $100K feels slow (and why that's normal) How to manufacture a consistent monthly surplus—even on a tight budget The "floor" system that protects your progress from lifestyle creep Automation tactics that remove willpower from the equation A no-loss checklist to protect your capital from behavioral traps The "do-nothing" calendar that turns patience into your edge A 90-day action sprint to turn theory into muscle memory #WealthBuilding #PersonalFinance #MungerPrinciples #DoNothingInvesting #BehavioralFinance #LongTermInvesting #FinancialIndependence #RetirementPlanning #MoneyManagement #passiveincome