Retired? These 10 Money Moves Could Save You Thousands Before Jan 1

Retired? These 10 Money Moves Could Save You Thousands Before Jan 1 As January 1 approaches, many seniors and retirees don’t realize how much their financial situation can change overnight. Small money decisions made before the end of the year can impact taxes, retirement income, required withdrawals, and overall peace of mind in the new year. In this video, we break down the top 10 senior money moves to make before January 1. These are practical steps focused on retirement planning, Social Security income, tax timing, required minimum distributions, cash savings, investment risk, beneficiary updates, and financial security. None of this is complicated or flashy, but together, these moves can help seniors avoid common year-end mistakes that often lead to higher taxes, penalties, or unnecessary stress. This video is especially helpful for retirees, people nearing retirement, and seniors living on a fixed income who want to start the new year feeling more confident about their finances. We also talk about why reviewing spending, managing cash reserves, handling IRA withdrawals correctly, and protecting against scams has become more important than ever heading into the new year. If you’re retired or planning to retire soon, this video can help you understand what actions still matter before January 1 and how a few simple checks now can make a real difference later. 👉 Watch till the end to avoid common senior money mistakes and start the new year with clarity and confidence. #SeniorMoney #RetirementPlanning #MoneyAfterRetirement #SeniorFinance #RetirementTips#RetirementIncome #SocialSecurity #IRAWithdrawals #RMD #TaxPlanning #FixedIncome 📍 STATES WE COVER We upload updates and information for viewers across all U.S. states, including: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. ⚠️ DISCLAIMER #1: This video is for educational and entertainment purposes only. It should not be taken as legal, accounting, tax, financial, or professional advice. For any questions about your specific situation, please consult a qualified professional.