BUDGET WITH ME | FEBRUARY 2026 - $20,931.11

📌 February 2026 Budget With Me | $20,931.11 | Budgeting & Cash Envelope System Welcome back to F.I.R.E. Roadmap to FU Money! In this video, I’m walking you through our February 2026 budget, sharing how we manage our finances using the cash envelope system, sinking funds, and monthly expense planning — all of which is done a month ahead. Since we are one month ahead, our January income fully covers all of February bills. I’ll show you exactly how we break down our $20,931.11 monthly budget, track expenses, and allocate funds toward savings and financial goals. 💰 In this video, you’ll see: ✔️ How we budget while a month ahead ✔️ Our monthly expense breakdown & bill payments ✔️ How much is allocated to sinking funds & savings challenges ✨ Budget Categories Covered: ✅ Living Expenses: Housing, groceries, utilities, and subscriptions ✅ Savings & Sinking Funds: Emergency fund, property tax, and more ✅ Transportation: Gas & car-related expenses ✅ Kids & Miscellaneous Expenses: School, allowances, entertainment, and fun money 📌 Helpful Budgeting Tools Used: 📝 My budget planner (DIY Excel version) 📅 Monthly layout with planner stickers for bill tracking 💵 Cash envelope system to manage variable spending Chapters 00:00 - Intro 01:04- Income Breakdown 03:32 - Monthly Spending Plan 11:00 - Monthly Bill Mapping 29:05 - Outro 👉 Let’s build financial freedom together! 🌟 About Me 🌟 Hey there! I’m Brie, a 44-year-old Mom personal finance enthusiast, and FIRE advocate. After stepping away from strict budgeting for a while, I’m now getting back into it and using the cash envelope system to regain control of my finances. My goal is to retire at 60 with a F.I.R.E number of $1,500,000. I created FIRE Roadmap to FU Money to document my journey, (re)learn as I go, and share what works (and what doesn’t). If you’re resetting your financial habits or just starting out, let’s figure it out together and build that FU money! 💸🔥 DISCLAIMER - I'M NOT A FINANCIAL ADVISOR 📲 Let’s Connect! 📸 Instagram: www.instagram.com/fireroadmaptofumoney 📸 Instagram: www.instagram.com/planningwithbrie 🎥 More FIRE Content: ▶️ Networth Tracker Playlist →    • Net worth tracker   ▶️ Budget Playlist →    • Budget   🔔 Don't Forget to Subscribe 🔔 If you found this video helpful, like, comment, and subscribe for more tips on FIRE, personal finance, and wealth-building! 🚀 #FIRE #FinancialFreedom #Budgeting #FUMoney #cashenvelope #personalfinance