ಆಗಸ್ಟ್ 1 ರಿಂದ ಬ್ಯಾಂಕ್ ಸಾಲಕ್ಕೆ ಹೊಸ 6 ರೂಲ್ಸ್| Bank Loan RBI Rules New| Kannada News|

RBI’s 6 New Bank Loan Rules You Should Know ⸻ Description: The Reserve Bank of India has introduced six important updates to bank loan rules designed to protect borrowers and promote responsible lending. These changes include mandatory real‑time credit reporting every 15 days, higher LTV caps for loans up to ₹2.5 lakh against gold or silver, exemption from credit checks for small loans, standardized valuation of pledged items, penalty-free early closure of loans under certain conditions, and tighter guidelines on repayment terms. This video explains each rule, how it affects borrowers—from personal to agricultural loans—and what you should check before applying. A must-watch for anyone planning a new loan or looking to refinance. ⸻ Keywords: rbi new bank loan rules six rbi rules for loans 15 day credit report RBI gold loan ltv 85% rule small loan exempt credit check loan pre closure no penalty standard valuation collateral real time credit reporting India agricultural loan rbi rule silver loan guidelines India RBI loan borrower protection loan repayment rule indian banks rbi new lending norms 2025 bank loan transparency india priority sector loan updates ⸻ Hashtags: #RBIRules #LoanUpdates #BorrowerTips #BankLoanIndia #LoanSafety #FinanceRules #KannadaBreakingNews #LoanPolicy2025 #GoldLoanRules #CreditScoreTips ⸻