BILT 2.0 just DESTROYED the BILT Card (Here's Why)

💡Work with us: https://funding2.wholesomefinancials.... The internet is on fire over the new Bilt 2.0 update and most people don’t actually understand what changed. In this episode, we break down what Bilt used to be, why the golden era is officially over, and how the new Built Cash system really works. We walk through real math, real spending examples, and who actually wins (and loses) with Bilt 2.0 so you can decide if this card still belongs in your wallet or if it’s time to move on. ⚡️ CHAPTERS 00:00 – The Bilt 2.0 Update Everyone Is Talking About 00:27 – How Bilt Originally Worked (And Why People Loved It) 01:17 – The 5-Purchase Rule And How People Gamed It 02:06 – Why The “Golden Age” Of Bilt Is Over 02:51 – The Shift To A Spend-First Ecosystem 03:01 – What Is Built Cash (And Why People Hate It) 03:36 – Why Bilt Is Now Useless For Low Spenders 04:13 – Real Math Example: Mortgage, Spend, And Points 05:39 – Paying Rent Or Mortgage With A 3% Fee Option 07:03 – The 10% Intro APR And Why It Actually Matters 08:16 – Who Bilt 2.0 Is REALLY For Now 09:52 – The 75% Rule Explained Simply 09:55 – Built Blue Card (No Annual Fee Breakdown) 10:26 – Built Obsidian Card ($95 AF, Groceries & Dining) 11:45 – Built Palladium Card ($495 AF, Lounge Access & Travel Credits) 14:00 – Who Wins And Who Loses With Bilt 2.0 14:45 – The Only Question That Actually Matters: Is Bilt For You? 15:01 – Channel Focus: Business Credit & Card Stacking 15:52 – Important Upgrade Deadline For Existing Cardholders 16:26 – Final Thoughts And Wrap-Up