Is the Capital One Venture X Still Worth It? #pointsandmiles
Click MORE to see Ad disclosures I used to call the Capital One Venture X a "no brainer," but with the major changes coming in 2026, I now consider it more of a "full brainer." In this episode, I’m breaking down exactly what is changing and helping you calculate if the card is still worth the $395 annual fee. I cover the solid benefits that remain that still help to offset the cost. I’ll also walk you through the massive new limited-time welcome offer of 100,000 miles and share critical application tips, such as why you might want to freeze your Experian credit report before applying. Whether you are a current cardholder looking for a retention offer or someone trying to navigate the new family card eligibility rules, this deep dive will help you decide if the Venture X still makes sense for you. ACTION STEPS: Check for Retention Offers: If you are a current cardholder, call Capital One when your annual fee posts to see if any retention offers are available. Activate Benefits: Ensure you have manually signed up for Hertz President’s Circle and Priority Pass if you haven't already. Evaluate the New Offer: If you don't have the card, check the limited-time 100,000 mile welcome offer to see if it fits your strategy. Plan Purchase Protection: Decide which card you will use for items that need return protection or purchase security (Venture X is a strong contender here). Check Eligibility: If you recently opened a Venture X, review the list of other Venture-earning cards to see if you can continue earning miles despite the new family language rules. RESOURCES: Venture X Guide: https://katiestraveltricks.com/venturex/ Venture X Card (my affiliate link): https://katiestraveltricks.com/portfo... Hertz Status Guide: katiestraveltricks.com/hertz_presidents_circle/ Newsletter: katiestraveltricks.kit.com/news Pros and Cons of Booking Portals: katiestraveltricks.com/pros-and-cons-of-booking-through-a-bank-travel-portal/ Japan Airlines (JAL): katiestraveltricks.com/booking-japan-airlines-with-points/ Venture Miles Sweet Spots: • Hidden Gems: Unique Ways to Use Venture Miles Venture Mile Cards: katiestraveltricks.com/guide-to-capital-one-venture-miles/ Timestamps 00:00 Is the Venture X Still Worth It in 2026? 00:23 The New 100,000 Mile Welcome Offer 04:07 Using the $300 Travel Credit for Activities 06:05 The Value of 10,000 Anniversary Miles 07:23 Hertz President’s Circle & Car Rental Status 08:36 Return Protection & Cell Phone Coverage 12:59 Venture X vs. Sapphire: Trip Insurance Comparison 13:59 Pros & Cons of Capital One Travel Portal 16:53 2026 Lounge Access Changes Explained 21:37 Who Should Keep vs. Cancel? 23:02 Transfer Partner Updates: JAL & Wyndham 24:59 Application Tips: Freezing Experian 27:09 New Family Card Eligibility Rules 30:32 Action Steps for Current Cardholders New Here? Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year. More from Katie’s Travel Tricks 🔗 Website (https://katiestraveltricks.com/) Instagram ( / katiestraveltricks ) 💻 Free Course (https://learn.katiestraveltricks.com/) 💳 Best Current Card Offers (https://katiestraveltricks.com/bestof...) 🎒 Favorite Travel Gear (https://amazon.com/shop/katiestravelt...) Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Advertiser and Editorial Disclosure: This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
