The 2008 financial crisis didn’t arrive randomly — it was the predictable result of a system engineered to reward short‑term profit, hide long‑term risk, and protect powerful institutions when everything finally broke. This video breaks down the real mechanisms behind the crash — from subprime lending and mortgage‑backed securities to derivatives, credit ratings, and the bailout that rescued banks while ordinary people lost homes, jobs, and savings. You’ll learn: • How Wall Street turned housing into a financial machine • Why risk was redistributed and disguised, not reduced • How incentives drove reckless behavior • Why central banks intervened to protect markets, not households • What the post‑crisis era revealed about modern finance Crashes don’t repeat perfectly — but they rhyme. And understanding what happened in 2008 isn’t optional anymore. It’s defensive knowledge for anyone living in a debt‑driven world. 👉 Subscribe for more financial history explained with clarity.