5 Keys to Never Running Out of Money in Retirement (What You MUST Understand)

00:00 - Intro 01:08 - 1. Longevity Risk – Will My Money Last As Long As I Do? 03:53 - 2. Level Of Payments – How Much Income Do I Actually Get? 07:44 - 3. Volatility Of Payments – Will My Income Fluctuate? 11:20 - 4. Liquidity Of Balance – Can I Access My Money If I Need It? 13:33 - 5. Risk Of Unexpected Depletion – Could My Money Run Out Sooner Than Planned? 15:30 - Bringing It All Together – The 5D Framework 17:29 - Bloopers Worried about running out of money in retirement? In this video, I walk you through the 5 keys to building sustainable retirement income — how long your money will last, how much income you can safely withdraw, how to manage volatility, where to keep liquid savings, and how to avoid unexpected depletion. You’ll see why strategies like the 4% withdrawal rule, guardrails, Social Security timing, and cash reserves matter so much for long-term financial security. By the end, you’ll know the right questions to ask so you can create a retirement plan that delivers confidence, flexibility, and peace of mind. Some of my favorite books: https://amzn.to/3KF3tlr Camera & equipment I use: https://amzn.to/3Z20lof Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research. Join the family & subscribe to my channel here:    / erintalksmoney   Thanks for watching, I appreciate you!