🚨 BREAKING: 12 Major Social Security Changes for 2026 Are Now in Effect! 🚨 Hey everyone, Josephine here from Stimulus Talks! If you're receiving Social Security retirement, SSDI, SSI, or planning to claim benefits soon, these 2026 changes will directly impact your monthly payments. I'm breaking down everything you need to know about the new earnings limits, COLA increases, Medicare premiums, and critical thresholds that could affect your benefits. ⏰ TIMESTAMPS: Retirement earnings test updates Full retirement age limits explained SSDI earnings thresholds (blind & non-blind) SSI maximum benefits for 2026 Marriage penalty status Quarters of coverage changes 2.8% COLA impact Medicare Part B premium increase 💰 What's Covered in This Video: ✅ New $24,480 earnings limit for early retirees ✅ $65,160 threshold for those reaching full retirement age ✅ SSDI substantial gainful activity limits: $1,690 (non-blind) and $2,830 (blind) ✅ SSI maximum benefits: $994 (individual) and $1,491 (couples) ✅ New average retirement benefit: $2,071/month ✅ New average disability benefit: $1,630/month ✅ Quarter of coverage now $1,890 ✅ Maximum taxable earnings increased to $184,500 ✅ How the Medicare Part B premium ate your COLA raise Whether you're on Social Security retirement, disability benefits, SSI, or supporting someone who is, understanding these changes is crucial to avoid benefit garnishment, overpayments, or getting kicked off the program. I'll explain exactly what each change means for YOU and how to protect your benefits while maximizing your income. 📞 Pro Tip: If you're planning to work or increase your income, ALWAYS call Social Security first! They're there to help you, not punish you. 🔔 Subscribe to Stimulus Talks for weekly updates on Social Security, stimulus checks, tax credits, and all government benefits! 💬 Drop your questions below - I read and respond to every comment! 👍 Like this video if you found it helpful and share it with anyone receiving Social Security benefits! #SocialSecurity #SocialSecurity2026 #SSDI #SSI #Retirement #DisabilityBenefits #MedicarePremium #COLA2026 #StimulusTalks #RetirementBenefits #EarningsTest #FullRetirementAge #SocialSecurityRetirement #GovernmentBenefits #SSIBenefits #DisabilityPayments #SocialSecurityChanges #Medicare2026 #RetirementPlanning #FinancialPlanning