5 Signs You Are NOT Ready to Retire Yet (Be Honest)

Is your retirement dream about to turn into a financial nightmare? Many seniors hand in their resignation letter only to realize—too late—that they weren't actually ready to quit. In this video, we break down the 5 Brutal Signs that you need to keep working a little longer. At Vector Retirement, we believe in math over hope. We look at the "Gap Number" calculation you must do before retiring, the danger of carrying "bad debt" into a fixed-income life, and the massive healthcare blindspot that bankrupts retirees who retire before 65. But it’s not just about money. We also discuss the "Honeymoon Syndrome" and why failing to negotiate with your spouse about your new routine can lead to "Gray Divorce." In this video, you will learn: How to calculate your "Gap Number" (Expenses vs. Guaranteed Income). Why the "4% Rule" might not be safe for you in 2025. The real cost of the "Medicare Gap" and Long Term Care. Why you need a "Job Description" for your retirement years. 🔔 Subscribe for more honest retirement advice. #RetirementPlanning #RetirementReadiness #FinancialFreedom #SeniorLiving #VectorRetirement #Medicare DISCLAIMER: I am not a financial advisor, CPA, or attorney. This video is for educational and entertainment purposes only. Please consult with a professional before making any major financial decisions regarding your retirement or investments.