Learn why health insurance costs are climbing and what letters from insurers are revealing about rising premiums across the country. Learn how employer plans, ACA subsidies, Medicare, drug prices, and political fights could affect your coverage and your wallet. In today's update, health insurance costs are going up, and this guide explains the key reasons behind the rise. Learn about employer health plan premium hikes, Affordable Care Act subsidies set to expire, inflation’s role in driving medical costs, and the impact of new prescription drugs like weight loss and diabetes treatments. Understand how proposed tariffs, political battles in Washington, and higher out-of-pocket costs are affecting families, workers, and rural hospitals. This breakdown covers what you should know about the real causes of premium increases, what employers and policymakers are doing, and what options you may have to better manage rising insurance costs. SUBSCRIBE TO OUR CHANNEL: 🔔 / @moneyinstructor VIDEOS TO WATCH NEXT 5 Things Medicare 2026 WON’T Cover — And What You Can Do About It • 5 Things Medicare 2026 WON’T Cover — And W... Medicare Advantage 2026 Simplified — Millions of Seniors Affected • Medicare Advantage 2026 Simplified — Milli... Your Bank Is Closing: Here’s What You Need to Know • Your Bank Is Closing: Here’s What You Need... Social Security COLA Increase Update 2026 Explained • Social Security COLA Increase Update 2026 ... NEW Bill Could Change Your Social Security Check • NEW Bill Could Change Your Social Security... Social Security Shake-Up: MAJOR Changes & October 1 Rule! • Social Security Shake-Up: MAJOR Changes & ... Trump Tariffs Ruled Illegal: Will You Get a Refund? • Trump Tariffs Ruled Illegal: Will You Get ... Trump Signs New Executive Order That Changes America • Trump Signs New Executive Order That Chang... AVOID These 10 Foods – Prices Are Out of Control • AVOID These 10 Foods – Prices Are Out of C... Is Your City Next? Trump’s National Guard Expansion • Is Your City Next? Trump’s National Guard ... New Social Security Bank Account Checks Start Now: Are You Affected? • New Social Security Bank Account Checks St... Stimulus Check Update: Trump’s Tariff Rebate or More Debt? • Stimulus Check Update: Trump’s Tariff Reba... Taxpayer Update: Refunds Delayed in 2026? • Taxpayer Update: Refunds Delayed in 2026? Trump EXECUTIVE ORDER: Your Retirement Is About to Change • Trump EXECUTIVE ORDER: Your Retirement Is ... Follow us: WEBSITE: https://www.moneyinstructor.com X TWITTER: / moneyinstructor FACEBOOK: / moneyinstructor Money Instructor has been a leading resource in financial education for over two decades, empowering people with essential topics in financial literacy. Our coverage spans personal finance, money management, saving money, budgeting, investing, business fundamentals, taxes and taxation, Social Security, retirement planning, tax credits and refunds, economic stimulus checks and payments, as well as debt management—including credit card debt and interest rates. Additionally, we explore monetary policy, inflation, housing market trends, government legislation, political news, stock market dynamics, economic trends, improving credit scores, career development, housing and rent issues, and strategies for wealth building. We help ensure you are well-informed and updated with the latest news and developments in these areas. #HealthInsurance #InsuranceCosts #PersonalFinance #PremiumHike #Healthcare #moneyinstructor Money Instructor does not provide tax, legal, investing, or financial advice. This content is for general informational and educational purposes only and not meant as professional advice. Consult your own advisors for specific guidance. The information provided may not reflect the most current legal or financial developments. Viewers are encouraged to verify the currency of the information.