Why Now is the Time to Prepare Your Portfolio for Retirement | Live Q&A
We'll begin tonight discussing why now could be an ideal time to shift your portfolio toward your desired retirement allocation. Then I'll answer your questions. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm... Financial tools I use: I track all of my investments, performance, fees, and asset allocation with Empower. It's Free: https://robberger.com/empower My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost: https://robberger.com/new-retirement I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free: https://robberger.com/capitalize My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets: https://robberger.com/tiller We save and invest our credit card rewards. Here are some of my favorite credit cards: https://www.allcards.com/best-credit-... My Book (Retire Before Mom and Dad): https://amzn.to/4d9qbhA Timestamps 0:00 - Introduction 3:43 - Why Now is the Time to Prepare Your Portfolio for Retirement 16:37 - Checking the Poll 17:24 - New Poll 18:16 - Transferring assets and reinvest 20:26 - 4% Rule drop to 3% 26:02 - Is it okay to have 20% bonds 29:29 - Rebalancing during a downturn 30:46 - Art investment platforms 33:08 - NVDA 38:31 - My target allocation 40:32 - Having confidence to put funds in bonds 42:04 - PE ratios 43:58 - Inherited accounts with RMDs 47:06 - Leaving investments for heirs 49:29 - Transitioning from short term treasuries to bond funds 51:49 - PE high 52:58 - TSP 54:34 - Traditional retirement brokerage firms 55:51 - 100% S&P 500 1:04:48 - IRAs/RMDs 1:11:45 - SCHD in place of bonds 1:13:44 - Bond etfs 1:14:26 - Calculating pension into your portfolio 1:!6:37 - Conversion process 1:18:31 - FFRHX 1:22:46 - DTI ration expected in retirement 1:24:34 - Update on financial advisor list 1:29:03 - Fidelity Cash Management video 1:30:35 - 75% of projected SS in New Retirement 1:32:47 - Changing a 70/30 portfolio 1:38:23 - Fidelity's Wealth Management program 1:39:47 - Announcements 1:40:15 - Financial Freedom #retirement #investing #robberger ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) LET'S CONNECT Youtube: / @rob_berger Facebook: / financialfreedomguy Twitter: / robert_a_berger DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
