Will my homeowners insurance cover water or fire damage?

Will my homeowners insurance cover water or fire damage? Insurance coverage can vary depending on the type of damage and the specifics of your policy, whether you live in Yamhill, Newberg, or Rockaway Beach. While we cannot confirm coverage, SERVPRO of Yamhill & Tillamook Counties can help walk you through the process and provide the documentation needed for your claim. Water damage from sudden incidents like a burst pipe is often covered, while long-term or neglected leaks may not be. Fire damage is typically covered, but smoke and secondary damage can vary. Our team works closely with many insurers, helping streamline communication and making sure your adjuster receives necessary photos, moisture readings, and reports. If you’re confused about your policy or unsure what to do next, we’re here to help you understand the next steps. Whether you're dealing with a kitchen fire in McMinnville or a pipe leak in Tillamook, our team is ready to support you.