🔥 No Insurance? What’s really at risk in Florida… 👇 #HomeInsurance #FireDamage #PublicAdjuster

I’m standing at the site of a total loss—a client’s home devastated by fire. And here’s the truth: more and more Floridians are dropping their homeowners insurance because of sky-high premiums. I get it… the numbers are insane. But let me say this as someone who’s been on the frontlines of thousands of property losses: fire doesn’t care if your mortgage is paid off. Here’s the breakdown: 👉 Pros of Dropping Insurance: • Save thousands a year on premiums • No dealing with insurers or fine print • Freedom from mandatory coverage (if mortgage-free) 🚫 BUT the Cons? • You’re 100% out-of-pocket in a total loss • No coverage for theft, fire, lightning, or water damage • No help navigating rebuilds, debris removal, or temporary housing • You’re betting against disaster in Florida, one of the riskiest states in the country 🔥 My take? Fire is more devastating than any hurricane. Hurricanes give you warnings. Fire gives you ashes. If you’re looking to cut costs—consider reducing windstorm or flood if you’re not mandated to carry it. But never drop your homeowners policy if you can help it. If you’re not sure what coverage you really need or if your policy is protecting you properly, I’ll review it for free. Better safe than gutted. 📞 Trident Public Adjusting Group 💬 DM me or drop a comment with questions. #FloridaHomes #HomeInsurance #FireDamage #FloridaRealEstate #InsuranceCrisis #PublicAdjuster #FireRestoration #TridentAdjusters #PropertyLossHelp #HomeownersInsurance #InsuranceTips #RebuildSmart #DisasterPreparedness