ICICI Multi Asset vs HDFC BAF vs ICICI Equity & Debt: The Ultimate SWP Comparison! #swp #swpplan

Are you planning for retirement or looking for a steady monthly income from your investments? Choosing the right fund for an SWP (Systematic Withdrawal Plan) is critical because you need a balance between high returns and low volatility. In this video, we compare three of India’s most popular hybrid funds: ICICI Prudential Multi Asset Fund, HDFC Balanced Advantage Fund, and ICICI Prudential Equity & Debt Fund. [What You Will Learn] We break down 10 years of data to find the "Safety King" for your monthly pension. ✅ Which fund has the lowest risk (Standard Deviation)? ✅ Understanding the Sharpe Ratio: Who gives the most return for the risk taken? ✅ Live SWP Calculation: What happens to your ₹1 Crore after 10 years of withdrawals? ✅ The Verdict: The best fund for a ₹50,000/month income. [The Data Highlights] ICICI Multi Asset: The efficiency leader with a Sharpe Ratio of 1.90 and the lowest volatility (6.78) [Source: Internal Data Analysis]. ICICI Equity & Debt: The growth leader with a 10Y return of 17.12%, but with higher fluctuations. HDFC Balanced Advantage: A consistent performer with a massive track record in the BAF category. [Timestamps] 0:00 - The Importance of SWP in Retirement 1:20 - Comparing Volatility (Standard Deviation & Beta) 3:45 - Risk-Adjusted Returns (Sharpe Ratio Explained) 6:10 - ICICI Multi Asset: Why it’s the "Safety King" 8:30 - HDFC BAF vs ICICI Equity & Debt 11:00 - 10-Year SWP Live Calculation Results 13:45 - Final Recommendation: Which one should YOU pick? [About the Style] This presentation is designed with a clean, premium "Chikankari SV 18" aesthetic, making the complex financial metrics easy for everyone to understand. [Disclaimer] Mutual fund investments are subject to market risks. The data presented is based on historical performance and does not guarantee future results. Please consult a certified financial planner before making investment decisions. [Call to Action] 🔔 Subscribe for more data-backed mutual fund comparisons! 💬 Comment Below: Which fund are you using for your monthly income? 👍 Like this video if it helped you understand SWP better! #MutualFunds #swp WP #retirementplanning #icicipru #hdfcmutualfund #financialfreedom #InvestmentIndia #icicimutualfund #hdfcmutualfund #investmentindia multiAssetAllocation #mutualfunds #assetallocation