I Tried Dave Ramsey’s Money Rules for 60 Days — Here’s What Happened

Do Dave Ramsey’s money rules actually work in today’s world? In this video, I break down exactly what happened when I followed Dave Ramsey’s strict money rules for 90 days — no credit cards, no new debt, and a zero-based budget tracking every dollar. I went in skeptical, overwhelmed by spending, subscriptions, and lifestyle inflation, and honestly unsure if this old-school approach could still work in a digital, cashless world. You’ll see what really changed when I switched to cash budgeting, stopped relying on credit cards, and started facing my spending habits head-on. I share the uncomfortable moments, the small wins that built momentum, and the mindset shifts that finally gave me control over my money. More importantly, I explain what worked, what didn’t, and how you can adapt Dave Ramsey’s advice to fit real life — without guilt or perfection. If you’re stuck wondering where your paycheck goes, tired of money stress, or curious whether Ramsey’s rules are helpful or outdated, this video gives you an honest, real-world answer. It’s not about following anyone perfectly — it’s about building habits that actually help you live below your means, avoid lifestyle inflation, and move toward financial freedom. Related keywords: Dave Ramsey money rules, zero-based budgeting, cash envelope system, living below your means, debt-free journey, frugal living, personal finance mindset, lifestyle inflation If this helped you, like the video and subscribe for more real-life money experiments, frugal living insights, and financial freedom stories. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💬 Welcome to Make Rich Money — where smart choices build quiet wealth! Here, we believe financial freedom isn't about flashy spending — it’s about living below your means, downsizing smartly, mastering frugal living, and building stealth wealth that truly lasts. Every video teaches you how to avoid lifestyle inflation, save wisely, invest intentionally, and live a rich life on your own terms. ✅ Expect practical steps on: Frugal living habits Saving money fast (without feeling deprived) Escaping lifestyle creep Building financial freedom slowly and securely Creating quiet wealth without the hustle culture stress 🔑 Core focus: stealth wealth • frugal living • financial independence • downsizing to save money • escaping lifestyle inflation Ready to stop living paycheck to paycheck — and start living rich quietly? 🎯 Hit subscribe now and join a growing tribe making smart money moves every day! 🔗 Resources: Online YouTube Course ➤ https://bit.ly/3W9KK6v Subscribe ➤ https://rb.gy/iateim Channel Homepage ➤ https://rb.gy/owu54u 📸 Instagram ➤   / make.richmoney   📩 Email ➤ [email protected] ⚠️ Disclaimer: We are not professional financial advisors. Content is for education and inspiration only. Some links are affiliate links at no extra cost to you. Thanks for supporting the channel!