What is a Pre-Approved Credit Card? | Discover | Card Smarts

Credit card pre-approval means you’ve been screened for a credit card and you’re likely to get approved, but it doesn’t mean approval is guaranteed. Related links: What Does Pre-Approved Mean for a Credit Card: https://www.discover.com/credit-cards... See if you’re pre-approved: https://www.discovercard.com/applicat... Card Smarts: https://www.discover.com/credit-cards... Getting a credit card pre-approval typically means the card issuer has determined that you meet certain initial criteria–which may include credit score and credit history–and it is likely that the issuer will offer you a credit card if you apply. Think of credit card pre-approval as being invited to a job interview. It seems like a match, but you and the other party still need to assess whether it’s the right fit. For the issuer to make a final decision, you need to apply for the credit card so they can fully determine your credit eligibility. Keep in mind: Getting a pre-approved credit card offer does not affect your credit score, but applying for a credit card can affect your score. Watch the video to learn more about credit card pre-approvals. Related videos: What Is APR on a Credit Card?:    • What is APR on a Credit Card? | Discover |...   What Is Credit History & Why It Matters:    • What is Credit History and Why Does it Mat...   Subscribe to our channel and also follow us here: Facebook:   / discover   Instagram:   / discover   X: https://x.com/discover LinkedIn:   / discover-financial-services