Help grow this channel with just TWO cups of coffee a month: Private Discord: https://www.calebhammer.com/discord Patreon: / calebhammer YouTube membership: / @calebhammer My socials: https://linktr.ee/calebhammer Checking & Savings: Fee-free overdraft up to $200*, when you set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-spotme Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected] Private 1-on-1 consultation: https://calebhammer.as.me/ Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammerc... _______________________ Chapters: 00:00 Financial trainwreck p1 02:03 Job and income 03:45 Financial trainwreck p2 11:28 Borrower is slave to the lender 13:30 You're spending all your money on fun! p1 16:18 Monthly expenses 18:08 Do you actually want to improve? 19:35 You're spending all your money on fun! p2 22:35 Clean up this MESS 28:22 Make more money? 32:14 Hammer Financial Score My filming equipment: Camera: https://amzn.to/3OqHkG5 SD storage: https://amzn.to/3OaimKD Tripod: https://amzn.to/3ObsaEn Microphone system: https://amzn.to/3ObIYeq Lighting: https://amzn.to/3REor4Z Teleprompter: https://amzn.to/3OaiLN9 USB C SD card reader: https://amzn.to/3PAq02m *Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes* _______________________ Sponsorship and business inquiries: [email protected]