If You Make Less Than $100K/Year, You’re Ignoring the #1 Wealth Hack (It’s Easier Than You Think)

If you make less than $100K/year, you're likely missing the one wealth hack that could change your financial life forever—and it’s easier than you think. In this raw and practical session, I reveal why working harder keeps you poor, and how to break out of the invisible ceiling that traps 90% of the world’s population under six figures. I also introduce my signature Income Circles™—a powerful map showing 8 psychological income zones you must understand to rise beyond struggle. You’ll learn: Why your hard work doesn’t translate to wealth The dangerous middle-class trap no one talks about The difference between income and leverage Why systems—not jobs—build wealth How to wake up to money you made while sleeping The 8 Income Circles™ and where you fall A clear path to escape the $100K trap using high-income skills Whether you're in Nigeria, the U.S., Australia, or India, this teaching applies across borders. And if you’re over 40 and still rebuilding, there’s hope. It’s not too late—but you must act differently. 👇 Click below to skip to the part that matters most to you: Chapters 00:00:00 – Why $100K Feels Like a Ceiling 00:01:54 – The Law of Diminishing Returns Explained 00:04:46 – When Hard Work Stops Producing Results 00:06:56 – Mentorship Offer and Why It’s Crucial 00:08:32 – The #1 Shift: From Labor to Leverage 00:10:23 – Trading Time for Money vs. Creating Systems 00:13:17 – The Rich Repeat Systems, Not Tasks 00:16:32 – The Pain of Working 30+ Years With Nothing to Show 00:18:22 – Making Money While You Sleep Is Real 00:21:52 – The Netflix vs. Net Worth Wake-Up Call 00:23:53 – Why Most Popular Financial Systems Don’t Work in Africa 00:26:39 – What Are Income Circles™? 00:30:31 – The Survival Circle: Earning Under $10K/Year 00:34:56 – Stability Circle: Stuck in the Middle Class Trap 00:36:52 – Skill Circle: Breaking into $250K with High-Income Skills 00:39:56 – System Circle: You Can’t Scale Without Systems 00:42:14 – Scale Circle: The $1M Blueprint 00:45:08 – Why It’s Easier to Fall From $10K Than $1M 00:46:58 – Million-Dollar Math: How to Reverse-Engineer It 00:47:54 – Capital Circle: The $10M Investment Phase 00:49:00 – Nation Circle: Influence and Policy Power at $100M 00:49:56 – Legacy Circle: The Billion Dollar Impact 00:51:14 – Which Circle Are You In Right Now? 00:53:50 – Why This Teaching Style Works (Not Just Notes) 00:55:35 – Share This Video—Here’s Why It Matters 00:56:27 – Tomorrow’s Live Part 2: Focus on Scaling Past $100K 00:57:26 – Join the Financial Fitness Challenge Mentorship 00:59:06 – Worksheet-Driven Wealth Recovery for 40+ 01:01:46 – WhatsApp to Join: Lifetime Access, Stock Picks, Coaching 01:02:59 – What Was Your Aha Moment? 📲 Join the Financial Fitness Challenge mentorship (limited early bird spots): WhatsApp +234-8088-000111 with the message: “Send me early bird payment details.” 👍 Like this video 🔔 Subscribe and turn on notifications 📤 Share with someone stuck under $100K Keywords: If you make less than $100K/year, how to make more than 100k, wealth hacks 2025, how to build wealth in your 40s, financial freedom strategies, high income skills, income circles, leverage vs labor, systems not hustle, make money in your sleep, earn more money 2025, passive income ideas, financial fitness challenge, personal finance Nigeria, practical wealth building, how to escape middle class trap, earn $100k a year, money systems, get rich slowly