UPS vs NPS – எந்த ஓய்வூதிய திட்டம் சிறந்தது? 30 ஜூன் முடிவு தேவை! Deepak Gokul - Chartered Wealth Manager Contact us at - 99402 47435 ▶️Video 1: NPS • Is NPS the SECRET to Turning ₹10,000 into ... ▶️Video 2: Super Retirement Plan • Super Retirement plan - ₹20,000/-மாத முதலீ... ▶️Video 3: 40 வயதிற்கு பிறகு சேமிப்பை தொடங்கினாலும் 5 கோடி சேர்க்க முடியும்! • 40 வயதிற்கு பிறகு சேமிப்பை தொடங்கினாலும் 5... My Social Media Profiles: Instagram : https://www.instagram.com/ Twitter : https://x.com/home Linkedin : / deepakgokulcwm Facebook : https://www.n.com/feed/facebook.com/ In this video, I break down everything you need to know about the National Pension System (NPS) and the newly introduced Unified Pension Scheme (UPS)—crucial for central government employees planning their financial future. 🔍 What you'll learn: What is NPS? What is UPS? Key differences between NPS and UPS. Eligibility criteria for both schemes. Should you stay with NPS or opt for UPS based on your age? Benefits of transferring from NPS to UPS. How guaranteed pension is calculated in UPS. Pension amount comparisons. Expected returns under both options ⚠️ Why Sep 30, 2025, is the deadline you shouldn't miss 💡 Once you transfer from NPS to UPS, switching back is not allowed—so make an informed decision! 🎥 Planning your retirement? Check out my other videos on the channel for in-depth guidance. 📞 For personalized financial and retirement planning, call the number mentioned in the video. Don’t forget to like, subscribe, and share this with others who might benefit! #TamilFinance #AllMostEverything #FinanceTipsTamil #StockMarketTamil #PersonalFinance #InvestmentTips #WealthBuilding #FinancialAdvisors #MoneyManagement #tamilinvestors #budgetplanning 00:37 Intro 00:51 Challenges faced by Central Govt. Employees 01:24 How the Pension Schemes got Changed 01:42 What is the difference between NPS and UPS and What will happen for the change and its Benefits 01:47 What is NPS 02:05 What is UPS 02:14 Who can Opt UPS 02:52 Highlights of UPS 03:25 Key and Unique Benefits of NPS & UPS 05:17 What is IRR 05:23 NPS returns explained with 3 Years, 5 Years, 7 Years and 10 Years 06:35 UPS Life time IRR Compared with NPS Returns 08:27 To Choose NPS/ UPS 09:04 Conclusion of the Video #centralgovtemployees #UPS2025 #FinancialPlanningTamil #DeepakGokul #RetirementTamil #GovtPensionUpdate #PensionScheme #NPSvsUPS #UnifiedPensionScheme #GovernmentPension2025 Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance of mutual funds is not indicative of future results. Disclosure: Deepak Gokul – Certified Chartered Wealth Manager | Deepak Wealth Framework Private Limited - AMFI Registered Mutual Fund Distributor.