Serial investor JL Collins breaks down why renting can be smarter than buying, the biggest myths about investing, how taxes and debt quietly destroy wealth, and how small, consistent savings can completely change your life. JL Collins, author of the bestselling The Simple Path to Wealth, has been investing for over 40 years and is known for his clear, no-nonsense approach to money and financial independence. He explains: How “F-You Money” changes every decision you make Why mortgages can limit freedom and lock up opportunity Why index funds beat almost everyone over the long term Why working harder alone doesn’t stop people from staying broke Why financial independence is about control, not consumption