Student Loans Just Changed... Here’s How to Pay Them Off Faster (This Year!)
In this episode of The Personal Finance Podcast, we break down the massive student loan changes hitting in 2025—why SAVE, PAYE, IBR, and ICR plans are being eliminated for new borrowers starting July 2026, how interest resuming on SAVE loans means balances could grow again, and why wage garnishment restarts in August 2025. We provide a 12-step action plan to pay off loans faster, including the biweekly payment hack that saves $1,000+ in interest, scripts to negotiate lower rates, and how to get $5,250 per year in tax-free employer loan assistance before these changes make escape even harder. Get the Student Loans GUIDE Here! https://expert-hustler-605.kit.com/4a... How Andrew Can Help You: Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here https://bit.ly/3RSGhUH Learn to invest by joining Index Fund Pro https://bit.ly/3Q6NajL ! This is Andrew’s course teaching you how to invest! Watch The Master Money Youtube Channel! https://bit.ly/45pgXZm Ask Andrew a question on Instagram / mastermoneyco or TikTok https://www.tiktok.com/ Learn how to get out of Debt by joining our Free Course https://mastermoney.co/debt-course/ Leave Feedback or Episode Requests here. https://mastermoney.co/contact/ Car buying Calculator https://expert-hustler-605.kit.com/d3... Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Latest Podcast Videos: Smart Money Habits That Made Ordinary People Millionaires (With Tom Corley) • Smart Money Habits That Made Ordinary Peop... Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli) • Level Up Your Finances with The Wealth Lad... The Case For and Against Bitcoin (You Need to Hear This!) • The Case For and Against Bitcoin (You Need... How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum) • How to Invest $1 Million (A Simple Strateg... 17 Brutal Lessons To Get Filthy Rich • 17 Brutal Lessons To Get Filthy Rich How the Wealthy Use HELOCs to Build Wealth and Protect Their Cash (Should You Have One?) • How the Wealthy Use HELOCs to Build Wealth... Connect With Andrew on Social Media: Instagram / mastermoneyco TikTok / mastermoneyco Twitter / mastermoneyco Master Money Website https://mastermoney.co/ Master Money Youtube Channel / @mastermoneyco Free Guides: The Stairway to Wealth: The Order of Operations for your Money https://mastermoney.co/the-stairway-t... How to Negotiate Your Salary https://mastermoney.co/get-that-raise... The 75 Day Money Challenge https://mastermoney.co/75-day-challenge/ Get out Of Debt Fast https://mastermoney.co/debt-course/ Take the Money Personality Quiz https://mastermoney.co/quick-quiz/
