What Does Homeowners Liability Not Protect Against?

Thinking your homeowners insurance has you covered for everything? While vital, liability coverage isn't limitless. This video from Hispanic Home Shield dives into the crucial exclusions, revealing what your homeowners liability policy might not protect against. In this essential guide, you'll discover: ► Common scenarios where your personal liability coverage won't apply, such as intentional acts or damages. ► How business-related activities on your property are typically excluded from standard homeowners liability. ► The potential limitations regarding specific types of property or situations, like certain dog breeds or recreational vehicles. ► Why vehicular accidents are generally not covered under your home insurance liability. ► Other less common but critical exclusions that could leave you vulnerable. #HomeownersLiability, #InsuranceExclusions, #HomeInsurance, #PropertyProtection, #HispanicHomeShield