Does Homeowners Insurance Cover Water Damage? The 1 Rule That Decides

Will insurance pay for your water damage? One rule decides almost everything: sudden and accidental is covered, gradual or ground water is not. What that means for burst pipes, flooding, sewer backups, mold, and your claim. Find a 24/7 water damage restoration company near you (Long Island, NYC, Westchester): https://restorelist.com Full written insurance guide: https://restorelist.com/guides/does-insura... What to do in the first 24 hours: https://restorelist.com/guides/water-damag... What restoration costs: https://restorelist.com/guides/water-damag... Chapters: 0:00 The second disaster in your policy 0:14 The one rule: sudden and accidental 0:32 Usually covered: the classic claims 0:51 Usually NOT: flooding and sewer backup 1:18 The quiet killer: gradual damage and mold 1:40 Your duty to mitigate, fast 2:03 Keep your claim strong + find help Music: "Meditation Impromptu 02" by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 https://creativecommons.org/licenses/by/4.0/ This video is general information, not insurance or legal advice; your policy language controls. In any emergency involving gas or electricity, call 911 or your utility first.