How the Rich Use Debt to Stay Rich (Buy, Borrow, Die)

💰 The tax system taxes one thing above all: the moment you turn wealth into cash. So the very rich have learned to never take that moment. They BUY assets and hold them, they BORROW against those assets for tax-free spending money, and at death the "stepped-up basis" quietly erases the lifetime gain. Buy, borrow, die. This is the math of how a fortune can grow for decades and be spent from — while barely being taxed at all. Everything here is educational — how the system works, with the real numbers on screen. No advice, no judgment — just the machinery. ⏱️ Chapters 0:00 The three moves: buy, borrow, die 1:45 Move 1 — buy, and never sell 2:46 Move 2 — borrow against it, tax-free 4:15 Move 3 — die, and reset the clock 4:45 The stepped-up basis rule 5:26 What it costs everyone else 6:00 Why your paycheck is taxed differently 6:58 The three lessons 🔎 Money Mechanics breaks down how the money you already touch really works — bets, fees, premiums, and the systems built to profit off you. #money #buyborrowdie #wealth #tax #personalfinance #howmoneyworks #finance