How to Manage Debt and Become Debt-Free (Practical Tips)
Utang? Pag-usapan natin 'yan! In this video, real talk ulit tayo as I share tips on how you could pay off your debts and be debt-free this 2026! Interbank Debt Relief Program (IDRP): https://www.ccap.net.ph/credit-card-b... 0:00 - Introduction 1:45 - Why you must pay your debts 3:31 - Psychological effects of having debt 4:25 - Step 1: Have your debt map 6:16 - Step 2: Know the root cause 7:41 - Step 3: Create a debt-friendly budget 11:07 - Step 4: Choose your debt repayment strategy (debt snowball method, debt avalanche method & debt consolidation) 14:23 - Step 5: Negotiate 18:09 - Step 6: Side hustle 21:27 - Step 7: Build your emergency fund 23:04 - Bonus Tip: Fix your environment 25:23 - Final Reminders Thanks for watching! If you enjoyed the video, don't forget to like, subscribe, and hit the bell icon! What do you want to learn about next? Let me know in the comments! WATCH NEXT Invest with Me! Step-by-step Guide using DragonFi: • Ready to Invest? Let's do it step by step! KASKASAN BUDDIES APP IS HERE 📲 • AppStore: https://go.kkbuddies.com/AppStore • PlayStore: https://go.kkbuddies.com/PlayStore Find more here: https://www.kaskasanbuddies.com.ph/kkb TRAVEL HACKS ✈️ KLOOK - Get Discounts on Travel! Up to 50% OFF - Book hotels, flights, activities, and more! • Code: JAXKLOOK or visit https://bit.ly/JAXKLOOK GET FREE CASH & REWARDS 💰 • MariBank (previously SeaBank): Get PHP 175.00 with my referral. (limited time promo only) Code: JAXR or Link: https://bit.ly/JaxSBank • Maya: Get ₱50 when you get banked. Link: https://bit.ly/JaxMaya • DragonFi: Use code 05DDB and earn up to ₱1,500 in cash rewards https://www.dragonfi.ph/register?ref=... APPLY FOR A CREDIT CARD 💳 • UnionBank (NAFFL): https://bit.ly/UB-CC • BPI Rewards Card (NAFFL promo 'til January 2026): https://bit.ly/BPI-CC FAVORITE SHOPS & ITEMS 🛍 • My Official Faves Store: https://mycollection.shop/jaxfaves • Lazada Store: https://s.lazada.com.ph/s.94kFR?cc • Shopee Store: https://collshp.com/jaxfaves?view=sto... MUSIC & TECH 🎧 • Music for your videos (Epidemic Sound): https://www.epidemicsound.com/referra... CONNECT WITH ME 📲 • Facebook: / jacquesjax.reyes • Instagram: / jaxreyes_ • TikTok: https://www.tiktok.com/@jaxreyes_?lan... • X: https://x.com/JaxReyes_ For business inquiries: [email protected] ______ I want to be fully transparent with you. This site may contain affiliate links. If you make a purchase through these links, I may earn a commission at no additional cost to you. These commissions directly help fund the free content I create. My Disclaimer: The opinions I express are my own. I am not a financial advisor, and my content is for informational and educational purposes only. It should not be considered a specific recommendation to buy, sell, or invest. I base my opinions on information I believe to be reliable, but I cannot guarantee its accuracy or completeness, and I am not obligated to update it. Your Responsibility: Please understand that all investments carry risk, including the loss of the money you invest. Past performance is not a guide to future results. My content does not take your personal financial situation into account. You are solely responsible for your investment decisions and should consult with a professional financial advisor before taking any action. #jaxreyes #debt #financialliteracy
