If you're ready to ditch the money stress and start telling your dollars where to go — this is the budget template for you. This 50/30/20 Annual Budget Template for Google Sheets is your all-in-one system for managing your finances the smart way — without the overwhelm. Based on the proven 50/30/20 budgeting method (50% Needs, 30% Wants, 20% Savings/Debt), this spreadsheet gives you the perfect balance of structure and flexibility. 💼💃 📊 Packed with Powerful Features: ✔️ Setup Tab – Enter your own categories & customize your plan 🏦 Accounts Tracker – Manage up to 15 bank accounts in one place 📅 Bill Calendar – See upcoming bills by due date & never miss a payment 📈 Annual Dashboard – Get a big-picture view of your entire financial year 📆 12 Monthly Budget Tabs – Track your progress month by month 💰 Debt Payoff Calculator – Make real progress on your balances 🏖️ Savings Tracker – Stay motivated with multiple savings goals 🔮 Budget Forecast – Predict where your money is headed 📊 Net Worth Tracker – Watch your wealth grow 💸 Money Challenge – A fun way to stay consistent & crush your goals ✨ Why You’ll Love This Template: Beginner-friendly, totally customizable Works on Google Sheets — no Excel required Clean dashboards & smart automation Great for couples, families, or solo financial rockstars Pairs perfectly with your favorite money podcast or Sunday coffee ☕📉 🛒 Download the 50/30/20 Budget Template Here: 👉 https://www.etsy.com/listing/18593044... 🛍️ Browse More Budget + Finance Templates in My Etsy Shop: 👉 https://www.etsy.com/shop/EZSpreadshe... 👍 Like this video if you’re ready to budget like a boss 🔔 Subscribe for more templates, tips & tutorials 💬 Got questions or want a walkthrough? Drop a comment! #budgettemplate #503020budget #googlesheetsbudget #annualbudget #debtpayoff #savingsplan #networthtracker #moneychallenge #spreadsheettemplate #financialplanner