Water Backup Coverage is one of the most commonly overlooked optional coverages on a home insurance policy. Water Backup Coverage is important for anyone with a basement, especially if the basement is finished. Water Backup Coverage pays for the cost of a restoration company to clean up the water and dry out the basement, as well as repair/replace damaged drywall, carpeting, etc. See www.boerinsurance.com for more resources and for help with your auto, home, condo, and life insurance.