7 Money Habits Keeping You Poor in 2026

Are your daily habits keeping you broke in 2026? In this video, we break down the 7 silent money traps that drain your wallet and stop you from building real wealth. From the "Convenience Tax" to the "Middle-Class Trap," we reveal exactly what to stop doing so you can finally start saving and investing this year. BEST ACCOUNTS FOR 2026 (Affiliate Links): ----------------------------------------------------------- Best Beginner Investing App: join.robinhood.com/lorir14 Recommended Read (Atomic Habits): amzn.to/3Yklaws CHAPTERS: ----------------------------------------------------------- 0:00 - The Definition of Insanity 1:02 - Habit 1: The Convenience Tax 2:15 - Habit 2: The "Soft Debt" Trap (BNPL) 3:30 - Habit 3: Cash Drag (Stop losing money) 4:45 - Habit 4: Subscription Creep 5:50 - Habit 5: The Brand Loyalty Lie 6:55 - Habit 6: Sitting on the Sidelines 8:10 - Habit 7: Poverty Mindset 9:15 - Conclusion ABOUT MINTED STATE: ----------------------------------------------------------- Welcome to Minted State. We decode the psychology of money, wealth building, and financial freedom for the modern earner. In 2026, the rules of money have changed. Our goal is to help you navigate the new economy, master your budget, and build passive income streams that last. Subscribe for new videos every week! 🛑 DISCLAIMER & DISCLOSURE: ----------------------------------------------------------- DISCLAIMER: I am not a financial advisor. The information contained in this video is for educational and entertainment purposes only. Investing involves risk, including the possible loss of principal. Please consult with a licensed financial professional before making any investment decisions. AFFILIATE DISCLOSURE: Some of the links in this description are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase. This helps support the channel and allows us to continue making videos like this. Thank you for your support!