SECRETS FOR 800 CREDIT SCORE || HOW TO GET AN 800 CREDIT SCORE FAST || CREDIT REPAIR

Check out 609 Credit repair https://609creditrepair.com/ where we have credit repair letters that work and help you dispute items on your credit report! HIRE US TO REPAIR YOUR CREDIT FOR YOU: https://theawesomelifegroup.com/ GET NOTIFIED WHEN I GO LIVE: https://www.thesubscribetribe.com PAPERBACK of The Easy Section 609 Credit Repair Secret: Remove All Negative Accounts : http://amzn.to/2FviqTq FAQs: https://goo.gl/vRpnW8 https://609creditrepair.com/ https://theawesomelifegroup.com/ To dispute these negative nasty erroneous items out of there and that is the very first biggest chunk of your fico score to get that 800 credit score is 35 payment history so no late payments no negative items no collections no public records no negative items so if you want to get these negative nasty erroneous items off you know where to go now you're getting these items out of there you're getting these negative nasty writings items off there you're even adding good credit right we've talked about building credit utilizing things like credit builder cards or regular credit cards regular primary credit cards in your name if you've got the credit score to do that if not you can get it self.ink or you know a starter builder card you can do that that's fine too you can start with one or two there get the secured cards and whatnot and build that way too but once you get these negative nasty erroneous items out of the way and you've got good revolving credit they love to see that revolving credits okay once you're there 30 of that credit score is your amount of debt and this is the fico score this is the highest fico achievers the people with the 800 credit scores the people with the high 700 credit scores these individuals 30 amount of debt is less than 7 credit utilization so 35 is payment history of the score 30 of the score is the amount of debt and so that amount of debt that credit utilization is under 7 so we've talked about getting under 30 that's fantastic that's a good first goal under 10 is excellent as well but under 7 is where the highest fico achievers are utilizing their credit paying it off paying it off every month paying it off okay and yes there's different you know statements uh dates statement dates and billing dates and reporting dates the goal here is if you can pay early right if you can pay every couple of weeks great pay it off every great but if you can pay it off at the end of the month before it revolves over that's cool too just make sure you're utilizing at least three of your revolving accounts okay you don't have to use all three all at once as you're building it might be one and then you get to two revolving accounts a few months later six months later whenever you get to three and you keep using these revolving accounts okay now the credit score 15 is your length of credit history now of course not everybody's got you know 25 plus years of history the highest fico achievers have an old revolving or installment or whatever the loan was 25 year history with that oldest account so it could be closed it could be open but it's 25 years now not everybody's got a 25 year account now some people are starting out maybe they're a little younger right maybe they hadn't have credit for so long so it is okay i had an 800 credit score even back in the day when i first cleaned up my credit and repaired my credit and i didn't have all that history because it is again only 15 of your credit score so 25 year old long old one account can be 25 years old the oldest account the highest fico achievers 25 years but maybe you have 20 years maybe got 10 years maybe we have five years but it's okay you got some history okay now the average age of your accounts all your accounts together the average age of all your accounts okay nine years or more so basically what they're saying is an individual who's got a lot of good credit history over years and years we feel comfortable with this individual right so 10 is your amount of your new credit 10 amount of new credit so the highest fico achievers really have not had a hard inquiry in the past year and many have not had a new line of credit or the newest account really isn't older than two years and six months so really haven't opened up an account in a while and so what does that mean for me when i was doing all this travel miles and getting all these credit cards to start not only building my credit but to utilize them to travel on travel bonuses and to travel the world for free i had an 800 credit score it did come down a little bit into the high 700s but for me it was good to put this credit to work also i got business credit right put this credit to work utilize it change my life you can change your life and then it starts building back up boom boom boom back up into the 800s and you could do this okay 10 is your credit mix so the final bracket here 10 is credit mix revolving accounts the number of revolving accounts they look for is 12 revolving accounts