How to Apply for a First Citizens Auto Loan (Step-by-Step Guide)

In this video, you’ll learn how to apply for a First Citizens auto loan step by step. This guide walks you through checking eligibility, choosing a loan amount, submitting personal and vehicle information, reviewing loan terms, and completing your application online or in-branch. Whether you’re financing a new or used car, this tutorial helps you navigate the First Citizens auto loan process easily and securely. Start by choosing the vehicle you want to purchase — either new or used. Before applying, make sure you have your required documents ready. This usually includes a valid government ID, recent pay stubs or proof of income, an employer letter, and proof of address such as a utility bill or bank statement. Once your documents are ready, you can begin the auto loan application online through the First Citizens website or visit a local branch to apply in person. Meeting with an auto financing expert at a branch can be helpful if you want personalized guidance and faster clarification of requirements. During the application, you’ll provide personal details and information about the vehicle you plan to purchase. The bank will review your application and may offer preapproval or final approval depending on your credit and financial profile. After approval, you’ll sign the final loan documents and receive the funds — sometimes within 24 hours — so you can complete your vehicle purchase. If this tutorial helped you understand the First Citizens auto loan process, like the video and subscribe for more simple banking and finance guides. #FirstCitizens #AutoLoan #CarFinancing #LoanApplication #OnlineBanking #FinanceTutorial #HowTo #CarLoan