Top 5 Credit Card Mistakes Beginners Make (And How to Avoid Them!)

New to credit cards? Don't let beginner mistakes tank your credit score. In this video, financial expert Brandon Sanders, backed by 18+ years of banking experience, breaks down the top 5 credit card mistakes beginners make and exactly how to avoid them. Whether you're building credit from scratch or trying to get on the right track, this guide will help you make smarter moves, avoid high-interest traps, and build a strong financial future. Learn how to: Keep your credit utilization low Avoid the costly trap of minimum payments Time your payments for maximum credit score impact Use autopay to never miss a due date Avoid opening too many cards too soon Perfect for: First-time credit card users, young adults, and anyone looking to improve their credit habits. 📌 Timestamps: 00:00 Intro – Meet Brandon Sanders + Why this video matters 00:27 Mistake #1 – High Credit Utilization 01:30 Mistake #2 – Only Making Minimum Payments 02:26 Mistake #3 – Balance vs. Payment Timing 03:30 Mistake #4 – Autopay 04:40 Mistakes #5 - Too Many Cards 🔗 Check Out Our Additional Resources: https://linktr.ee/walletmonkey --------------------------------------------------------------------------------------------------------------------------- 📢 Subscribe for more personal finance tips:    / @walletmonkeys   💬 Join our community on Discord! →   / discord   🌐 Browse our Website: https://www.walletmonkey.com/ // CONTACT 📧 For business inquiries, please contact: [email protected] #creditcardtips #creditcards #personalfinance #financialliteracy #credit #moneysavingtips #budgeting